What to Do After February’s Storms in Bloomington, Indiana

February 2025 has already brought powerful weather across Indiana. Yesterday’s tornado in Bloomington, Indiana (Thursday, February 19th) left visible damage in parts of the community, and today strong wind gusts have reached up to 33 mph across Central Indiana, increasing the risk of roof, siding, and tree damage.

When severe weather hits close to home, it can leave homeowners feeling overwhelmed and unsure where to start. Taking the right steps immediately after a storm can make a major difference in protecting your home — and your insurance claim.

Let’s walk through what to do next.

Immediate Steps After the Storm

1. Safety Comes First

Before anything else, ensure your family is safe.

• Stay clear of downed power lines.

• Watch for fallen trees and unstable structures.

• If you suspect structural damage, avoid entering unsafe areas.

Even high wind events — like today’s 33 mph gusts — can loosen shingles, tear flashing, or cause debris impact damage that isn’t immediately obvious.

2. Document the Damage

Take clear photos and videos of:

• Missing or lifted shingles

• Dented gutters or siding

• Fallen branches on the roof

• Water stains on ceilings or walls

This documentation is extremely important for your insurance claim and helps establish storm-related damage.

3. Prevent Further Damage

If it is safe to do so:

• Cover broken windows with plywood

• Tarp exposed roof areas

• Remove loose debris

Taking temporary protective steps can prevent additional water intrusion and show your insurance company you acted responsibly.

Working With Your Insurance Company

Report the Damage Quickly

Contact your insurance provider as soon as possible. Provide your photos, videos, and a detailed description of what happened.

Meet With the Adjuster

An insurance adjuster will inspect the damage and determine coverage. Having a professional roofing contractor present during this inspection can help ensure nothing is overlooked.

Understand Your Policy

Know your deductible and what your policy covers. Wind and tornado damage are typically covered, but coverage details vary.

Choosing the Right Repair Contractor

Storm events often bring an influx of out-of-town contractors. Protect yourself by:

Doing Your Research

• Look for established local companies

• Check reviews and references

• Verify insurance and licensing

Getting Multiple Estimates

This helps you understand the scope of work and ensures fair pricing.

Looking for Experience With Storm Claims

A contractor familiar with insurance processes can help streamline your claim and avoid delays.

Repair vs. Replacement: What’s the Right Call?

After strong winds or tornado activity, damage isn’t always obvious from the ground. What looks minor may compromise the integrity of your roof.

In some cases:

• Spot repairs are sufficient

• In others, full roof replacement is more cost-effective long-term

A professional inspection will help determine the best course of action.

Final Thoughts: Recovering After February’s Severe Weather

The recent tornado in Bloomington and today’s strong wind gusts are reminders that storm season can arrive early in Indiana. Acting quickly, documenting damage, and working with trusted professionals can help restore your home safely and efficiently.

Storm recovery isn’t just about fixing shingles — it’s about protecting your family and your investment.

If you are interested in a visual inspection or a home roof replacement estimate for your residential roof, contact All That Roofing today for a complimentary estimate >> 317-460-1191, fill out the form to the right or email us at [email protected].